Our Planning Process

Planning is the cornerstone of successful client relationships and is essential to understanding your goals and helping you take control of your financial future.
  • Identify and Prioritize Your Goals

    First, we start by helping you to identify and prioritize your goals. If you have a partner, we work with the both of you to make sure your financial goals are in alignment.

  • Analyze and Evaluate

    Next, we analyze and evaluate where you are today relative to your goals. During this stage of the process we evaluate:

    • Income
    • Investment Accounts
    • Tax Return
    • Real Estate
    • Retirement Accounts
    • Legal
    • Personal Property
    • Bank Accounts
    • Debt and Liabilities
    • Insurance Coverage
    • Risk Tolerance
    • Business

  • Strategize and Develop a Plan

    Once we know where you are, we consider your options and recommend strategies to get you where you want to be. We develop a personalized financial plan just for you. If you work with other trusted advisors such as an Attorney or CPA, we collaborate with them to ensure all your plans are in alignment. Our process is comprehensive and your personalized plan may include strategies to:

    • Optimize Your Cash Flow
    • Increase Your Tax Efficiency
    • Manage Your Investment Portfolios
    • Provide Retirement Guidance
    • Save for Education
    • Protect Your Assets
    • Estate Planning

  • Activate and Implement Your Plan

    When your plan is finalized, we help you to implement our recommendations. This can include transitioning assets, managing existing assets, and launching new strategies. You’re never alone during the process. Our team is there to assist you every step of the way.

  • Monitor and Adjust

    We don’t stop there. With our wealth management system, we have the tools to help monitor your financial situation so you can remain on track to pursue your financial goals.

Compliance number: 1-279477

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. 

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA / SIPC.  Financial Planning offered through Harbour Wealth Partners, a Registered Investment Advisor and separate entity from LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:

AK, AL, CA, CT, FL, IA, IL, IN, KY, MA, ME, MI, MO, NC, NE, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA

Registered as IAR in the following states:

IN, TX

Non registered products/Fixed Life insurance/ Fixed Annuities offered through Harbour Insurance Group independent of LPL Financial

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.