Our Compensation

Fee Philosophy

We believe anyone should be able to receive quality financial advice and service at a transparent and reasonable cost.  Our clients have the flexibility to compensate us in a way that makes the most sense for them. 

Prior to engaging us we make sure you understand how we get paid as each situation is different.

Why we aren’t “fee only”…

We tailor our services and resulting compensation to your needs rather than tailoring your needs to our compensation structure.  If financial products are appropriate for your situation, we act as an agent/broker to purchase those products on your behalf.  If your situation requires comprehensive financial planning, we charge a project fee.  Or we charge an asset-based fee for active investment management.  We feel our advice is objective and will be addressed with full disclosure in advance.

 

 
Investment Management Services
Advisory/Managed Accounts:
    • Percentage of Assets
Assets held in brokerage accounts:
    • Commission at purchase (no on-going fee)
 
Financial Planning Services*
Hourly Rates
 
Insurance/ Brokered Products
Commissions
 
Financial Dashboard Access*
Annual Fee                                             

 

 We would be happy to meet with you and discuss the most appropriate engagement that will manage your goals and your budget.

 

 *Discounts available.  Ask for more details.

Compliance number: 1-279477

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. 

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA / SIPC.  Financial Planning offered through Harbour Wealth Partners, a Registered Investment Advisor and separate entity from LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:

AK, AL, CA, CT, FL, IA, IL, IN, KY, MA, ME, MI, MO, NC, NE, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA

Registered as IAR in the following states:

IN, TX

Non registered products/Fixed Life insurance/ Fixed Annuities offered through Harbour Insurance Group independent of LPL Financial

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.